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Private loans      

Private loans

 
What is evaluated when I apply for a Home Equity Loan or Line      

Your employment and residence history, and your ability to repay the loan.

 
How can I reduce mortgage insurance costs      

Given regular monthly payments, the balance you owe will be 80% of today's appraisal value in approximately 56 months. If then you obtain a new appraisal for the same amount and request the lender to remove the mortgage insurance requirement, you may save $8,613 in mortgage insurance costs.

 
How long does the application process take      

How long does the application process take?

 
Loan Options      

Loan Options

 
Is there a penalty for closing the Loan or Line of Credit Early      

Different situation have different solving methods, but in general, No. Keep in mind however; if you choose to defer the closing costs on a Home Equity Line and you close the line before the 3-year window, you will be responsible for the closing costs associated with the line.

 
What are the minimum requirements for an auto loan      

What are the minimum requirements for an auto loan?

 
Can I make additional payments to my Home Equity Loan or Line      

In general, the answer is Yes, it is not necessary to make supplemental payments, but, if you choose to, we will accept this payment with no penalties associated.

 
How do you find me multiple loan quotes      

How do you find me multiple loan quotes?

 
Can I increase the credit limit on my Home Equity Line of Credit      

That is a good question, the ansewer is Yes. To increase your Home Equity Line of Credit you must simply reapply for a higher limit. We will evaluate this request on an individual basis.

 
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