Small Business Loans

Loans made under SBA lending programs offer longer repayment terms and lower rates than other conventional loans. You benefit from smaller payment amounts and less stress on your business cash flow. SBA loans can be used to finance Commercial Real Estate acquisition or refinance, Construction and leasehold improvements, Business acquisition and expansion, Machinery, equipment and inventory purchases and Working capital.

With nationwide Preferred Lender Program (PLP) status under the United States Small Business Administration (SBA), we are able to be responsive to your small business loan needs of $100,000 and over. Our PLP designation means there is less paperwork required to process your loan, and decisions are made at our bank so your business benefits from faster service. 

• Conventional CRE Loan Program and Application

Consumer/Installment Loans

We offer loans to meet your personal, non-real estate needs. Ask about our personal cash secured loans, automobile loans and Ready Reserve overdraft protection product.

Credit Cards

We have both Consumer and Business VISA® cards available.

SBA Loan Programs

• 7(a) Loan Program and Application
• 504 Loan Program and Application
• SBA Community Express Loan Program and Application
  
• Commercial Real Estate Loans