Loan Option 1 Energy Improvement/AC Replacement
	Min Loan	3yr	5yr	7yr	10yr
Energy Improvement Loan*	$1,500	0% APR	0% APR	3.5% APR	3.5% APR
Personal Loan*	$500	2% APR	4.5% APR	n/a	n/a
*For customers with a credit score of 639 or below, 2% interest will be added to the interest rates above.

	No closing costs up to $400
	$8,500 max loan amount for single-family units
	$11,000 max loan amount for duplexes

The loan can be used to:

	Make all recommended weatherization improvements
	Duct system improvements
	Install a new central AC system or heat pump system (14.0 SEER/11.5 EER or higher)

	No closing costs up to $400
	$11,000 max loan amount for single-family units
	$11,000 max loan amount for duplexes

The loan can be used to:

	Make all recommended weatherization improvements
	Duct system improvements
	Install two (2) new central AC systems or heat pump systems (14.0 SEER/11.5 EER or higher)
	Convert window unit(s) to a central AC system or heat pump system (14.0 SEER/11.5 EER or higher)

	No closing costs up to $400
	$11,000 max loan amount for single-family units
	$11,000 max loan amount for duplexes

The loan can be used to:

	Install a new central AC system or heat pump system (14.0 SEER/11.5 EER or higher) including Duct System Performance Testing
	Perform duct system improvements-Duct System Performance Testing Required
	Install attic insulation up to R-30
	Install Low-E Windows-ENERGY STAR® labeled with .40 (shading co-efficient) or better
	Install Radiant Barrier to underside of roof decking