Cash rebate
        $                             Your savings interest rate
                          %            Purchase price
        $                             Down payment
        $                             Loan term (months)
                                     Your state & federal tax rates
                          %           
   
  
  Rebate is
 
Invested in savings
Added to down payment

The rebate is the better deal. You'll save $685.    
  
    
  The graph shows the total cost of a loan over a range of loan terms. It compares a loan that offers low-rate financing with a loan that offers a rebate.